Rachel, Jessica and Tiffany share a secret at their weekly crafting group --- that they all have money problems --- like MAJOR money problems. Whatever the cause may have been, whipping out the plastic too many times, career trouble, divorce, they decide to band together to put an end to their common problem once and for all.

As they struggle to bring balance back to their checkbooks and their lives, they learn some important lessons --- that making a series small changes in one’s daily habits can make a world of difference --- and that some things in life, like good friends, are truly priceless.